Whether an injury is classified as ‘threshold’ or ‘non-threshold’ can have a significant effect on the benefits and compensation available after a motor accident in NSW. In this edition of Advantage Legal’s ‘Compensation Insider’ series, we explain what a ‘threshold injury’ means, the difference between ‘threshold’ and ‘non-threshold’ injuries, how the classification affects your CTP claim, and what you can do if a CTP insurer decides that your injury is a ‘threshold injury’.

The New South Wales Compulsory Third Party scheme is a non-negotiable safety net designed so that no injured person is left behind due to another driver’s failure to insure their vehicle. In this edition of Advantage Legal’s ‘Compensation Insider’ series, we explore the vital role of the Nominal Defendant, the essential 28-day police reporting deadline, and the specific steps required to secure your statutory benefits and common law damages. We’ll show you exactly how to protect your rights, even when the at-fault party has no insurance or cannot be identified. Knowing what happens if the driver who hit me was uninsured in NSW is the first step toward regaining control over your recovery.